End-to-end core banking for DT-SACCOs and non-withdrawable cooperatives. Share capital, loans, dividends, and SASRA compliance, all automated.
300+
SACCOs
500K+
Members
99.99%
Uptime
We've deployed the same core platform across SACCOs, hospitals, schools, MFIs, and insurers. The banking engine doesn't change, only the configuration around it does.
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Flexible loan products, group lending, and agent banking tools purpose-built for MFIs reaching unbanked communities across East Africa.
Fund management, donor reporting, multi-project accounting, and member welfare tracking for NGOs and community-based organizations.
Fee collection, staff payroll, bursary management, and savings schemes for universities, schools, and education cooperatives.
Premium collection, claims management, and member benefit administration for insurance cooperatives and mutual funds.
Staff welfare SACCOs, medical scheme billing, and patient payment processing for hospitals, clinics, and healthcare cooperatives.
Staff savings and credit unions, tip pooling, and payroll integration for hotels, restaurants, and tourism cooperatives.
Housing cooperatives, mortgage savings pools, and development fund management for property investment groups.
Retailer cooperatives, buying groups, and trade credit associations managing shared procurement and member credit facilities.
Investment clubs, unit trust SACCOs, and asset management cooperatives with portfolio tracking and CMA compliance.
We configure FOBO for any financial institution. Tell us about your organization and we'll map the platform to your needs.
One platform. Every sector.
Every sector gets the full FOBO stack, core banking, mobile channels, BI, compliance, and CRM, tuned to your regulatory and operational reality.
Core Banking
Mobile & USSD
Compliance Engine
Power BI Analytics
// Your sector. Our platform.
Get a personalized demo configured for your sector's specific regulatory and operational requirements.