# FOBO Technologies — Payments, Messaging & Data Infrastructure

> Streamline payments, messaging, and data from one platform.

FOBO Technologies is a Nairobi-based fintech infrastructure provider. We specialize in moving money (M-Pesa C2B, B2C, B2B), intelligent bulk SMS, and a core banking system that helps SACCOs and cooperatives move off legacy systems without touching live operations. Your data migrates clean, your staff learn fast, and your members notice nothing except things getting better.

## Products

- **FOBO Control** (live production) — https://fobotechnologies.co.ke/ftl-control: Mobile banking console for M-Pesa collections and disbursements (C2B/B2C/B2B), bulk SMS, and USSD, with real-time webhooks.
- **FOBO Core Banking** (beta — not yet publicly available) — https://fobotechnologies.co.ke/contact: Immutable double-entry core banking system for SACCOs. Automated dividend distribution, multi-guarantor loan workflows, and SASRA-aligned regulatory reporting. Contact us to join the beta.

## Services

- M-Pesa direct gateway: C2B collections and B2C/B2B disbursements via direct API integration.
- Bulk SMS: high-volume delivery with status tracking.
- USSD banking engine: offline-friendly mobile menus for financial services access.
- REST APIs and real-time webhooks for all of the above — deploy stand-alone or integrate into existing infrastructure.

## Company

- Homepage: https://fobotechnologies.co.ke
- Get started: https://fobotechnologies.co.ke/ftl-control
- Contact: https://fobotechnologies.co.ke/contact

## Legal

- [Terms of Service](https://www.fobotechnologies.co.ke/terms-of-service)
- [Privacy Policy](https://www.fobotechnologies.co.ke/privacy-policy)
- [FOBO Control Terms of Service](https://www.fobotechnologies.co.ke/ftl-control/terms-of-service)
- [FOBO Control Privacy Policy](https://www.fobotechnologies.co.ke/ftl-control/privacy-policy)